Your Bank. Your Card.
It’s the only card you need for everything you need to do.
It’s Your Choice
Choose the card that’s just right for you – low rates, rewards and a world of additional benefits and flexibility. It’s purchasing power for whatever you need, whenever you need it.
Low-Rate Card
- No Annual Fee
- Low introductory rate for the first 6 months
- Competitive ongoing APR
- 25-day interest-free grace period on all purchases.
- No grace period for cash advances or cash equivalent transactions
- No grace period for cash advances or cash equivalent transactions
- 24-hour toll-free live customer assistance available at 800-367-7576
- Online account access and management available at www.cardaccount.net
- Unlike some card offers, the APR for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
- Other fees may be charged; these fees are listed on the application that is available for download or pick up an application at either location.
- Available in Mastercard® or VISA®
World/ Preferred Points Rewards Card
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- No Annual Fee
- Low introductory rate for the first 6 months
- Competitive ongoing APR
- 25-day interest-free grace period on all purchases.
- No grace period for cash advances or cash equivalent transactions
- No grace period for cash advances or cash equivalent transactions
- Redeem your rewards points for cash-back awards, travel and a wide variety of merchandise including cameras, mp3 players, home theater system, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem reward points visit www.mypreferredpoints.com or call 866-678-5191
- 24-hour toll free live customer assistance available at 800-367-7576
- Online account access and management available at www.cardaccount.net
- Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
- Unlike some card offers, the APR for purchases and cash advances is the same. We do not charge a higher rate for cash advances
- Other fees may be charged, these fees are listed on the application that is available for download or pick up an application at either bank location.
- MasterCard® and VISA® are available for the Preferred Points Rewards Card. World Rewards is only available for MasterCard®
To Apply Now
Type the information and then print the application. The application cannot be saved. Print two copies of the application and keep one for your records. Use a blue or black ink pen only.
Fax, mail or drop off your completed and signed application to either of our bank locations:
Fax Number – 1-877-809-9162
Mailing Address – Card Service Center
PO Box 569120
Dallas, TX 75356-9120
Mailing Address – Card Service Center
PO Box 569120
Dallas, TX 75356-9120